Terms & Conditions

Last updated: November 14, 2025

1. Agreement to Terms

By accessing or using FOM Marketplace ("Platform," "Service," "we," "our," or "us"), you agree to be bound by these Terms and Conditions. If you disagree with any part of these terms, you may not access the Service.

2. Description of Service

FOM Marketplace is an AI application marketplace that provides access to various artificial intelligence tools and services, including but not limited to:

  • Knock - AI-powered news aggregation and filtering
  • SEO Builder - AI-driven search engine optimization tools
  • Caption Generator - AI content creation for social media
  • Other AI applications as they become available

3. User Accounts

3.1 Registration

To access certain features, you must create an account. You agree to:

  • Provide accurate, current, and complete information
  • Maintain and update your information
  • Maintain the security of your account credentials
  • Accept responsibility for all activities under your account
  • Notify us immediately of any unauthorized use

3.2 Account Termination

We reserve the right to suspend or terminate your account at any time for violations of these terms or for any other reason at our sole discretion.

4. Acceptable Use Policy

You agree not to:

  • Use the Service for any illegal purpose or in violation of any laws
  • Violate the intellectual property rights of others
  • Upload or transmit viruses, malware, or any malicious code
  • Attempt to gain unauthorized access to our systems
  • Interfere with or disrupt the Service or servers
  • Use automated systems to access the Service without permission
  • Impersonate any person or entity
  • Harass, abuse, or harm other users
  • Collect or store personal data about other users

5. Intellectual Property Rights

5.1 Our Content

The Service and its original content, features, and functionality are owned by FOM Marketplace and are protected by international copyright, trademark, patent, trade secret, and other intellectual property laws.

5.2 Your Content

You retain ownership of content you submit to the Service. By submitting content, you grant us a worldwide, non-exclusive, royalty-free license to use, reproduce, and display your content in connection with operating the Service.

6. Payment Terms

6.1 Fees

Access to certain features may require payment. You agree to:

  • Pay all fees associated with your subscription or purchases
  • Provide accurate and complete payment information
  • Authorize us to charge your payment method
  • Pay any applicable taxes

6.2 Subscriptions

Subscriptions automatically renew unless cancelled before the renewal date. You can cancel your subscription at any time through your account settings.

6.3 Price Changes

We reserve the right to modify pricing at any time. We will provide notice of price changes and you will have the opportunity to cancel before the changes take effect.

7. Refund Policy

Refunds are handled according to our Refund Policy. Please review theRefund Policy for detailed information about our refund procedures and eligibility.

8. Disclaimer of Warranties

THE SERVICE IS PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO:

  • Warranties of merchantability
  • Fitness for a particular purpose
  • Non-infringement
  • Uninterrupted or error-free operation

9. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, FOM MARKETPLACE SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS OR REVENUES, WHETHER INCURRED DIRECTLY OR INDIRECTLY, OR ANY LOSS OF DATA, USE, GOODWILL, OR OTHER INTANGIBLE LOSSES.

10. Indemnification

You agree to indemnify and hold harmless FOM Marketplace and its officers, directors, employees, and agents from any claims, damages, losses, liabilities, and expenses arising out of your use of the Service or violation of these Terms.

11. Modifications to Service

We reserve the right to modify, suspend, or discontinue any part of the Service at any time without notice. We will not be liable to you or any third party for any modification, suspension, or discontinuance.

12. Governing Law

These Terms shall be governed by and construed in accordance with the laws of [Your Jurisdiction], without regard to its conflict of law provisions.

13. Dispute Resolution

Any disputes arising from these Terms or your use of the Service shall be resolved through binding arbitration, except where prohibited by law.

14. Changes to Terms

We reserve the right to modify these Terms at any time. We will notify users of material changes via email or through the Service. Your continued use of the Service after changes constitutes acceptance of the modified Terms.

15. Contact Information

For questions about these Terms, please contact us:

  • Email: legal@fommarketplace.com
  • Address: [Your Business Address]